Are you an ambitious researcher looking for your next challenge?Do you have a background in reproductive biology and embryology, micromanipulation,microfluidics and single cell functional genomic analysis of reproductive cells? Do you want to further your career in one of the UKs leading research-intensive Universities?

We are looking to recruit a full time Research Fellow to conduct high quality laboratory research on a new translational research project funded by a MRC Confidence in Concept Grant. The research will investigate the potential of microfluidic culture technology as a means to improve the efficiency of preimplantation embryo production following the use of assisted reproduction technologies in domestic animals and humans.

The funding for this project has been awarded to Prof Helen Picton, who leads the Reproduction and Early Development Research Group within the Leeds Institute of Cardiovascular and Metabolic Medicine (LICAMM) in the School of Medicine at the University of Leeds. The project will be conducted in collaboration with Dr Virginia Pensabene from the School of Electronic and Electrical Engineering at the University of Leeds and Dr John Huntiss in LICAMM. The successful applicant will work under the supervision of Prof Picton.

Applicants should hold a PhD (or passed PhD with minor corrections at the point of application) in a subject relevant to reproductive biology and/or embryology which is supported by extensive laboratory experience and a broad technical skill base in assisted reproduction technologies, gamete and embryo culture, microfluidics, micromanipulation, metabolomics and single cell functional genomics of reproductive cells.

To explore the post further or for any queries you may have, please contact:

Professor Helen PictonTel: +44 (0)113 343 7817, email:H.M.Picton@leeds.ac.uk

Further Information

The University of Leeds is committed to providing equal opportunities for all and offers a range of family friendly policies. The University is a charter member of Athena SWAN and holds the Bronze award. The School of Medicine holds the Gold award. We are committed to being an inclusive medical school that values all staff, and we are happy to consider job share applications and requests for flexible working arrangements from our employees.

Location: Leeds - Main CampusFaculty/Service: Faculty of Medicine & HealthSchool/Institute: Leeds Institute of Cardiovascular and Metabolic Medicine (LICAMM)Section: Discovery and Translational Science Department (DTSD)Category: ResearchGrade: Grade 7Salary: 33,797 to 40,322 p.a. A maximum of 35,845 can be offered due to funding restrictionsWorking Time: 100% full time equivalentPost Type: Full TimeContractType: Fixed Term (Fixed term for six months) ClosingDate: Sunday 19 January 2020InterviewDate: Tuesday 28 January 2020 Downloads: CandidateBrief

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Research Fellow in Reproduction and Embryology job with UNIVERSITY OF LEEDS | 190544 - Times Higher Education (THE)

WhenMichelle Coolicans students began the year with her, she wrote in her Teacher of the Year statement, theyd been expecting to do labs and compete in STEM challenges. Instead, theyveengaged in citizen science projects, raised money for injured turtles, learned how to make VR moviesand informed the community about microplastics hazards.

"I could see the confidence in my young students grow over time. Their creativity and innovative ideas flourished. Throughout the year, my students accomplished and achieved more than I could have imagined."

MICHELLE COOLICAN

As the year progressed, students took ownership of their learning by choosing the projects that were important to them, she wrote. I could see the confidence in my young students grow over time. Their creativity and innovative ideas flourished.

Her favorite accomplishment has been building a STEM program.

When I started teaching the program last year, there wasnt any true direction, she wrote. There wasnt a previous STEM program, there was a new administration and there was no budget. So, I wrote multiple grants to get funding to implement projects that encouraged students to collaborate and solve problems.

Last year, Coolican was awarded more than $10,000 in grants, allowing her to bring students to tour the Whitney Lab Sea Turtle Hospital and visit University of Florida and the Museum of Natural History.

Students held a Turtle Night at Chick-fil-A, sending proceeds to the Sea Turtle Hospital, and created PSAs about microplastics.

Coolican has created an after-school garden club, shared 4H resources with students and workedwith UFsInstitute of Food and Agricultural Sciences to give supplemental lessons and bring in guest speakers.

More than 50 of her students earned cybersecurity certification.

This year, she is partnering withMarineland, the 4H Embryology program and Embry-Riddle Aeronautical University to participate inSeaPerch, an underwater robotics program, and will be adding a butterfly garden, an educational arcade and an adopt a wetland program.

Read the rest here:
Buddy Taylor Middle School Teacher of the Year: Michelle Coolican - Palm Coast Observer

The following aspects are kept into view while formulating this Global In Vitro Fertilization Market report and include the market type, organization size, availability on-premises, end-users organization type, and availability in areas such as North America, South America, Europe, Asia-Pacific and Middle East & Africa. This report also discusses what technologies need to be worked on in order to incentivize future growth, the effects they will have on the market, and how they can be used. Analysis of upstream raw materials, downstream demand and current market dynamics is also performed here. This Global In Vitro Fertilization Market report provides an overview of the ABC industry which is gaining momentum in the last few years.

Global In Vitro Fertilization Market is expected to reach USD 847.8 billion by 2025, from USD 465.2 billion in 2017 growing at a CAGR of 10.0 % during the forecast period of 2018 to 2025. The upcoming market report contains data for the historic year 2016, the base year of calculation is 2017 and the forecast period is 2018 to 2025.

Global In Vitro Fertilization Market,By Product (Reagents, Equipment),Type of Cycle (Fresh Non-Donor IVF Cycles, Frozen Non-Donor IVF Cycles, Frozen Donor IVF Cycles, Fresh Donor IVF Cycles), End User (Hospitals & Research Laboratories, Cryobanks ),Geography (North America, South America, Europe, Asia-Pacific, Middle East and Africa) Industry Trends and Forecast to 2025

Major Market Competitors/Players:

Some of the major players operating in global in- vitro fertilization market are Groupe Clinique Ambroise Par, amedes MVZ Cologne GmbH, AMP Center St Roch, AVA International Clinic Scanfert, Bangkok IVF center, Betamedics, Biofertility Center, Bloom Healthcare, Bourn Hall Fertility Center, , Cardone & Associates Reproductive Medicine & Infertility, The Center for Advanced Reproductive Services, Chelsea and Westminster Hospital NHS Foundation Trust, Cloudnine Fertility, Conceptions Reproductive Associates of Colorado, Cyprus IVF Centre, Dansk Fertilitetsklinik, EUVITRO S.L.U., , Lieff Cabraser Heimann & Bernstein, LLP, Fertility First, IVF Centers Prof. Zech, Flinders Reproductive Medicine Pty Ltd, Genea Oxford Fertility Limited, IVF Spain, IVI Panama, KL Fertility & Gynaecology Centre, Lifesure Fertility and Gynaecology centre, Manipal Fertility, , Medfem Fertility Clinic, Monash IVF, OVA IVF Clinic Zurich, Procrea, RAPRUI S.r.l., SAFE FERTILITY CENTER, SANNO HOSPITAL, SIRM Fertility Clinics, Stork IVF Klinik, ARC-STER S.r.l., The Montreal Fertility Center, Thomson Medical Centre, TRIO Fertility, Virtus Health, VivaNeo, Die Kinderwunsch and among others.

Competitive Analysis:

The global In- Vitro Fertilization market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market. The report includes market shares of In- Vitro Fertilization market for global, Europe, North America, Asia Pacific and South America.

Market Definition:

In vitro fertilization is a procedure in which egg from women ovary are removed and after that the egg is fertilized with a sperm in a laboratory procedure, and then the fertilized egg is transfered into the women uterus. In vitro fertilization is used in the management of female infertility. In 2018, the Cooper Companies was announce that the Cooper Surgical acquired the assets of The Life Global Group and its affiliates which is a leading provider of invitrofertilization devices. In July 2018, Merck launched new product Geri Assess 2.0.This product is useful in automatic detection of embryo and blastocyst development, improving efficiency in assessment.

According to the Centre for Disease Control and Prevention in 2016, approximately 263,577 ART (Assisted Reproductive Technology) cycle was performed in US. As per the Human Fertilization and Embryology Authority in 2016, more than 68,000 IVF treatments were provided in U.K. In 2016 Birth rate from IVF has been increased to 85.0% in U.K. In 2016 around 20000 childrens were born by IVF. As per the published news IVF Success Rates For Fertility Clinics in the United States in 2016 and around 263,577 ART cycle was performed in U.S. Due to the increasing rate of infertility amongst the population, patients are opting the IVF Fertilization which is fuelling the growth of market.

Major Market Drivers and Restraints:

Market Segmentation:

The global In vitro fertilization market is segmented based on product, type of cycle, end user and geographical segments.

Based on product, the market is segmented into reagents, equipment.

Based on reagents, the market is further segmented into embryo culture media, cryopreservation media, sperm processing media, OVUM processing media.

Based on equipment, the market is further segmented into imaging systems, sperm separation systems, cabinets, OVUM aspiration pumps, incubators, micromanipulator systems, gas analysers, laser systems, accessories, cryo systems, anti-vibration tables, witness systems.

Based on type of cycle, the market is segmented into fresh non-donor IVF cycles, frozen non-donor IVF cycles, frozen donor IVF cycles, fresh donor IVF cycles.

Based on end user, the market is segmented into fertility clinics & surgical centers, hospitals & research laboratories, cryobanks.

Based on geography, the market report covers data points for 28 countries across multiple geographies namely North America & South America, Europe, Asia-Pacific and, Middle East & Africa. Some of the major countries covered in this report are U.S., Canada, Germany, France, U.K., Netherlands, Switzerland, Turkey, Russia, China, India, South Korea, Japan, Australia, Singapore, Saudi Arabia, South Africa and, Brazil among others

Key Developments in the Market:

About Data Bridge Market Research:

Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market. Data Bridge endeavors to provide appropriate solutions to the complex business challenges and initiates an effortless decision-making process.

Contact:

Data Bridge Market Research

Tel: +1-888-387-2818

Email: sopan.gedam@databridgemarketresearch.com

She had worked with many corporates prior to joining research

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Global In Vitro Fertilization Market 2019: Industry Analysis and Detailed Profiles of Top Industry Players AMP Center St Roch, AVA International...

Thousands in silent demonstration at Stormont Parliament Buildings - September

The Catholic Bishops of Northern Ireland have issued the following statement on the Consultation on 'New Legal Framework for Abortion Services in Northern Ireland':

Summary

The Catholic Bishops of Northern Ireland wish to make clear that the new abortion law established under the provisions of the Northern Ireland Act 2019, is an unjust law. As a consequence, no one is obliged in conscience to cooperate with any action permitted by this law which directly and intentionally leads to the killing of an unborn child. Indeed, everyone is morally obliged to oppose this law by conscientious objection.

All Christians and people of good will are obliged in conscience not to cooperate formally in abortion services, even if permitted by civil legislation. The New Regulatory Framework in Northern Ireland, should provide all health professionals including midwives, nurses and ancillary staff working in hospitals and other community settings with the right to refuse to participate in any aspect of the delivery of abortion services such as consultation, administration, preparation, in addition to the direct and intentional act of abortion itself. Pharmacists working in hospitals and pharmaceutical outlets in the wider community should also be free to exercise conscientious objection when asked to provide or stock medications designed to assist another person in carrying out an abortion.

Those who have recourse to conscientious objection must be protected from legal penalties, disciplinary proceedings, discrimination or any adverse impact on career prospects. Obstetrics and Gynaecology must not become the domain of only those doctors and other medical staff who are willing to participate in abortion services.

It is our view that the proposal to provide unrestricted access to abortion up to 12/14 weeks will in effect amount to abortion on demand.

We wish to make it clear that we are completely opposed to all attempts to include any school premises as an option for the provision of abortion pills or any other abortion service... With regard to Catholic Schools, central to our school ethos is the promotion of the dignity and life of every human being. The provision of abortion services in our schools would be contrary to everything a Catholic School stands for with regard to respect for all citizens and the promotion of the common good. Similarly, any inclusion within the school curriculum of information about how to access abortion services would fundamentally undermine the Catholic Ethos of our schools.

Many women seek abortion services for a range of reasons. Often they are distressed and in a state of panic and the pressure and stress they experience can lead them to make a premature decision that many regret rather than taking the time to consider all their options. It is our view that urgent consideration be given to the inclusion of appropriate counselling services and a significant time period be provided for careful reflection on the serious nature of a decision to abort the unborn child.

Factors such as poverty, relationship difficulties, housing, child care, safeguarding etc., are well known to influence women who are considering an abortion. Existing services which address these and other factors should be made known to women who are considering abortion.

A significant number of women require a range of services after having had an abortion. ... Existing post-abortion services should be made known to all women seeking abortion services.

Every woman who is considering abortion has a right to receive accurate and appropriate information regarding the risks involved in abortion as well as the range of mental and physical conditions that can emerge as a result of having had an abortion.

Guidance on the collection of accurate data, including the reasons why women seek to have an abortion, should be provided within the New Regulatory Framework. This data shall be essential if there is to be meaningful public scrutiny.

Full text of submission

Northern Ireland Act 2019

A civil law which legitimises the direct and intentional killing of innocent human beings by means of abortion disregards their inviolable right to life. By seeking to establish regulations and procedures to facilitate the killing of unborn children, which society exists to protect and care for, such a law undermines the common good and the equality of all persons before the law. Therefore, this law cannot be regarded as possessing any authentic juridical validity or any morally binding force.

For this reason, we the Catholic Bishops of Northern Ireland wish to make clear that the new abortion law established under the provisions of the Northern Ireland Act 2019, is an unjust law. As a consequence, no one is obliged in conscience to cooperate with any action permitted by this law which directly and intentionally leads to the killing of an unborn child. Indeed, everyone is morally obliged to oppose this law by conscientious objection.

Conscientious Objection

Direct and intentional abortion is an unjust act against the innocent human life of an unborn child. The injustice inherent in such an act exists regardless of the unborn child's stage of development, state of health, or the circumstances in which he/she was conceived. To refuse to participate in committing such an injustice is not only a moral duty; it is also a basic human right that should be acknowledged and protected by civil law.

We understand that the new regulatory framework will provide a statutory right for health care professionals to conscientiously object to participating in the provision of treatment relating to abortion services.

The provision of this statutory right must ensure that health professionals will not be required to perform any action that constitutes participation in direct and intentional abortion. With regard to the circumstances in which such a right can be exercised, we wish to draw attention to the following:

1. All Christians and people of good will are obliged in conscience not to cooperate formally in abortion services, even if permitted by civil legislation.

2. Since the Abortion Act 1967 as amended by the Human Embryology Act 1990 was enacted , a 'conscience clause' establishing that 'no person' would be 'under any duty' of 'participation' in any 'treatment' or 'activity' was authorised.

The Supreme Court interpreted the concept of 'participation' narrowly in the Doogan case[1], excluding many of the ancillary and managerial roles associated with an abortion procedure. The Abortion Act does not apply to Northern Ireland and opposition to its introduction is opposed by the main political parties. The Secretary of State now has an opportunity to properly consider the question of conscience, particularly having regard to article 9 of the European Convention on Human Rights. Any clause should make appropriate provision for 'reasonable accommodation' and address the issue that was not directly considered by the Supreme Court in Doogan. Further, such a clause should have proper regard for the views of the people of Northern Ireland in relation to abortion. The statutory right to exercise conscientious objection, envisaged by the New Regulatory Framework in Northern Ireland, should provide all health professionals including midwives, nurses and ancillary staff working in hospitals and other community settings with the opportunity to refuse to participate in any aspect of the delivery of abortion services such as consultation, administration, preparation, in addition to the direct and intentional act of abortion itself.

3. Pharmacists working in hospitals and pharmaceutical outlets in the wider community should also be free to exercise conscientious objection when asked to provide or stock medications designed to assist another person in carrying out an abortion. This co-operation in abortion services can never be justified either by invoking the freedom of others or appealing to the fact that civil law permits or requires it.

4. With regard to those who exercise conscientious objection on grounds of religious belief, account ought to be taken of the relevant equality impact requirements imposed specifically on Northern Ireland by Section 75 of the Northern Ireland Act 1998 and in particular Article 9 of the European Convention on Human Rights.

5. Referral to another health professional who does not have a conscientious objection to abortion services, is not an option for a health provider who is a Christian, since in those circumstances, he or she would still be co-operating in the process to access abortion services. Therefore, the New Regulatory Framework needs to make provision for an alternative referral procedure when health professionals with a conscientious objection to abortion find themselves in a situation where the woman has decided that she wants access to abortion services.

6. Those who have recourse to conscientious objection must be protected from legal penalties, disciplinary proceedings, discrimination or any adverse impact on career prospects. Obstetrics and Gynaecology must not become the domain of only those doctors and other medical staff who are willing to participate in abortion services.

7. In the case of an emergency arising as a direct result of an abortion, medical staff who conscientiously object to direct and intentional abortion are still morally obliged to provide whatever care is necessary to save the mother's life, when requested to do so. Further, the Catholic Church recognises that in intervening to save the life of a mother, where there is no intention to destroy the life of the unborn child, the unintended consequence of such an intervention may result in the death of the child. Such an intervention that results in the unintended death of the unborn child is in no way comparable with the direct and intentional destruction of the child in the womb.

Health and Safety

In the introduction to the Consultation document, 'A New Legal Framework for Abortion Services in Northern Ireland', the Secretary of State underlines the focus of the consultation process when he says, '...the health and safety of women and girls, and clarity and certainty for the medical profession are at the forefront of the Government's consideration'.

With regard to health and safety of women and girls, the Catholic Bishops wish to express the following concerns:

It is our view that the proposal to provide unrestricted access to abortion up to 12/14 weeks will in effect amount to abortion on demand.

- We understand that a range of options are being considered with regard to where abortion services will be provided for women and girls. We wish to make it clear that we are completely opposed to all attempts to include any school premises as an option for the provision of abortion pills or any other abortion service. Apart from the obvious health and safety concerns, we object on grounds of medical and social ethics to any school being regarded as an appropriate setting for abortion services. With regard to Catholic Schools, central to our school ethos is the promotion of the dignity and life of every human being. The provision of abortion services in our schools would be contrary to everything a Catholic School stands for with regard to respect for all citizens and the promotion of the common good. Similarly, any inclusion within the school curriculum of information about how to access abortion services would fundamentally undermine the Catholic Ethos of our schools. As the Catholic Bishops of Northern Ireland we are totally committed to ensuring that the Catholic Ethos is promoted and protected in all aspects of pastoral care, curriculum content and delivery.

- Respondents to the consultation are not asked for their views on what a Care Plan for women should contain when requesting access to abortion services. Many women seek abortion services for a range of reasons. Often they are distressed and in a state of panic. In such circumstances, the pressure and stress they experience can lead them to make a premature decision that many regret rather than taking the time to consider all their options. It is our view that urgent consideration be given to the inclusion of appropriate counselling services and a significant time period be provided for careful reflection on the serious nature of a decision to abort the unborn child .

- There is no reference in the consultation document to services that would encourage women to proceed with their pregnancy to birth rather than seek an abortion. Factors such as poverty, relationship difficulties, housing, child care, safeguarding etc., are well known to influence women who are considering an abortion. It is our view, that existing services which address these and other factors should be made known to women who are considering abortion.

- A significant number of women require a range of services after having had an abortion. This fact is not acknowledged in the consultation document. There are no questions which address the need to provide post-abortion services or the form that such provision might take. It is our view, that existing post-abortion services should be made known to all women seeking abortion services.

- The risks associated with abortion are not acknowledged in the consultation document. Respondents are not asked about how information concerning the inherent risks could be best communicated to women and girls seeking an abortion. It is our view that every woman who is considering abortion has a right to receive accurate and appropriate information regarding the risks involved in abortion as well as the range of mental and physical conditions that can emerge as a result of having had an abortion.

- Guidance on the collection of accurate data, including the reasons why women seek to have an abortion, should be provided within the New Regulatory Framework. This data shall be essential if there is to be meaningful public scrutiny.

All of the above concerns relate directly to the health and safety of women and girls wishing to access abortion services. Therefore, in the interests of the well-being of every woman or girl who might consider having an abortion, we would appeal to those responsible for the New Regulatory Framework to give serious consideration to the issues that underpin our concerns.

Tags: Northern Ireland, Abortion

ICN aims to provide speedy and accurate news coverage of all subjects of interest to Catholics and the wider Christian community. As our audience increases - so do our costs. We need your help to continue this work.

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Continued here:
Northern Ireland Bishops response to new abortion laws - Independent Catholic News

7

NICCI Bond is desperate to have a baby and has spent the last ten years trying to conceive with her partner.

She needs 7,000 to pay for IVF before she turns 42, as the clinic says the chances of a successful pregnancy after then are too low - and she doesn't qualify for NHS help.

7

The 40-year-old from Bradford earns 22,500 a year as a night shift worker at a children's home, plus extra if she works Sundays, but her outgoings leave her with very little cash and she is 10,000 in debt.

Our Cash Clinic expert Holly Thomas pulls no punches in telling Nicci to get a handle on her debts before they spiral out of control.

She also recommends Nicci ditch her pricey Sky subscription and switch from buying food in local convenience stores to shopping in supermarkets.

Nicci told The Sun: I wish I had enough money to have IVF treatment but Ive never had the funds no matter how hard I try.

"The clinic wants the money upfront - theres no option of a payment plan to spread the cost. Plus I have poor credit due to a bunch of debts.

I want to have IVF before it's too late

"Ive had tubal unblocking, a laparoscopy, cell tests, pelvic ultrasounds, 3D imaging, a 16-week course of oestrogen and a few other procedures.

"The majority have been self-paid as my partner has children, which means were not always eligible for NHS help.

I dont own my home or a car - but Im not too bothered. The thing thats driving me to improve my finances is to have IVF before its too late.

Nicci and her partner Bilal, 51, live separately so they dont have the benefit of splitting household bills between them.

She has already paid out around 5,000 in private consultation fees for treatments and assessments for her fertility over the past five years, to find out the reason she has so far been unsuccessful in falling pregnant.

Cash Clinic looks at where Nicci can try and cut back to fund the IVF she's so desperate for.

Why we've launched Cash Clinic

THE Sun has launched its new Cash Clinic series because we want to help you, our readers, to save cash.

For some, it's easy to get caught up with work and family life and to put our own finances on the back burner.

While for others, it needs an expert's eye to work out where further cutbacks can be made to already tight budgets.

If you'd like our Cash Clinic expert to review your finances and to feature in our series, please email Holly Thomas at cashclinic@thesun.co.uk

Niccis flat is supplied only by electricity and not gas. Her monthly bill from Npower is currently 90 a month.

This figure is high as it incorporates extra to clear a 600 debt. The debt means that she cant switch to another supplier (unless she could afford to clear it).

Shes currently on a tariff which ends in June 2020 so she should make a note in her diary to call Npower and make sure she switches to the next best deal rather than slipping onto the standard tariff, which is the most expensive.

Nicci was switched to a water meter a few months ago but so far hasnt seen any reduction to her 35 monthly bill. Nicci should get in touch with the water company to question this.

7

Line rental, broadband and TV package from Sky is costing 45 a month. Nicci has the most basic TV package. Her contract is up in February so she could speak to Sky to see if it can discount her current deal or switch to a cheaper one.

Alternatively, she could use comparison site broadbandchoices.co.uk to see what she could get from other providers.

At the moment, theres a deal from TalkTalk offering fast broadband and 105 TV channels for 27.95 a month.

Nicki currently pays 19 a month for a TV licence.

Nicci could save 80 a month by ditching Sky and swapping to a SIM-only mobile deal

Home contents insurance costs 24 a month with LV= for her two bedroom flat. She could get a cheaper policy from Privilege for 76 for the year (6.33 a month), according to comparison site Gocompare.com.

Her mobile phone costs 60 a month on a contract to pay for an expensive handset.

The contract has another 10 months to go, after which she should switch to a SIM-only deal which should only cost as little as 10 a month.

Nicci spends around 200 a month on groceries. She picks up smaller bits and pieces from local convenience shops near home as well as an Iceland nearby.

She doesnt have a car and doesnt want to pay for a taxi or struggle home on the bus with loads of shopping. Getting groceries delivered is too tricky, she says, as she works nights and is asleep during the day.

Nicci is most likely spending well over the odds for cupboard essentials by using smaller convenience stores rather than larger supermarkets.

She should explore doing a monthly shop and getting it delivered. Evening deliveries are often the cheapest anyway. Her shifts start at 10pm and so a delivery at 9pm is possible and might be as little as 1 to 2.

This means she can stock up on tea, coffee, washing up liquid, cleaning products, toilet paper and cupboard foods (such as baked beans) and the like, at much cheaper prices.

7

Buying in bulk is typically far better value.

She could also plan meals and batch cook and freeze meals. We estimate she could save around 50 a month by following this advice.

Nicci can only really haggle over her rent when her contract comes up for renewal, so for now there's no savings to be made.

At 42 each, driving lessons are not cheap. Yet a driving licence is a good thing for Nicci to have so she can pick up a cheap second hand car one day and drive herself to and from her night shifts.

Once Nicki passes her driving test she'll be able to save by shopping at supermarkets instead of convenience stores

She estimates shell take her test in April, so can be 126 a month better off in just a few months.

Niccis pet Chihuahua, April, is reasonably cheap to feed, being such a small dog.

She spends around 30 a month on her food and 12 a month on pet insurance - a good value price, we found.

Of course again, she may save if she buys pet food in bulk from bigger supermarkets.

Nicci enjoys going out for dinner at Nando's and to the local pub on a Saturday night.

7

She spends around 100 a month - 25 a week. Thats already a modest amount and cutting back further would result in not much opportunity to socialise.

Nicci says she loves to shop but is frugal these days and heads to charity shops to pick up designer bargains. We cant argue with that.

Nicci often gets taxis to and from work as she often works Sundays when public transport is not as easy to get, and because of her working hours - starting at 10pm and finishing at 8am. The bus is less than half the price at 3.20 each way.

These costs will reduce when Nicci is driving, though there would be an initial outlay for the car as well as insurance and road tax costs to consider.

7

Nicci bought a fridge/freezer and a bed from Very, using finance. She owes 900 charged at 49.9 per cent and is paying back 70 with another 13 payments to go.

She also owes 130,000 from her student loans and pays back 120 a month - though this is taken automatically from her salary.

And there's 10,000 of debt which is spread across four establishments - two banks and two debt collection agencies.

It's vital Nicci addresses her debts - StepChange may be able to help for free

At the moment, Nicci admits she has been ignoring the correspondence and isnt making any monthly repayments to clear any of the debt.

We suspect that this will catch up with her in the near future and have recommended she seek immediate help from a free debt charity such as StepChange.

There are numerous options for Nicci that an adviser will be able to discuss with her. The crucial thing is not to bury her head in the sand.

The debt is most likely growing by the day with sky-high interest charges.

A debt charity can step in and act to freeze those charges and work out the best way for the debt to be cleared.

Nicci tries to put away 250 a month but often ends up dipping into it to pay for extras that occur - such as 400 last month for dental work.

She currently has 650 in a Santander Everyday savings account earning 0.35 per cent.

She should open an account paying a higher rate such as with Marcus by Goldman Sachs paying 1.45 per cent. A regular saver wouldnt work for Nicci as she often needs access to the money.

7

She would receive 2.27 in a year from her existing account compared to 9.42 from Marcus.

We have been able to identify some modest adjustments that Nicci could make to reduce her monthly expenditure - amounting to 1,620.60 a year.

And as long as Nicci passes her driving test shell save the 120 a month on driving lessons and can start saving for a car.

Should she manage to continue saving 250 a month and factoring in our suggested savings, Nicci could have the 7,000 she needs in under two years, making the deadline of age 42.

To meet this deadline sooner, Nicci could use a pre-eligibility tool to check if she qualifies for any loans or 0 per cent credit cards that she could use to help fund her IVF.

These tools only leave soft searches on your credit file, which don't damage your score. MoneySavingExpert.com has both a loans and a credit card checker.

But much hinges on the debt Nicci has accrued and what agreements can be made with her creditors.

She may have to first rebuild her credit score using a credit card that is designed to do just that.

How we saved Nicci 1,620 a year

HERE'S what Cash Clinic has saved Nicci:

TOTAL SAVINGS: 1,624.92 a year (135.41 a month)

In addition, Nicci could, alongside her GP, make what's called an individual funding request to her local clinical commissioning group, which sets the rules on NHS-funded IVF in her area.

If this fails, she could try to appeal her local authority's decision on NHS funded IVF. Charity, Fertility Network UK, has free template letters on its website you can use.

The problem is that NHS funding is a postcode lottery in the UK.

If Nicci has to go down the private route, she should check prices with other local clinics in her area - the Human Fertilisation and Embryology Authority has a tool you can use that also lists patient feedback.

Some clinics also offer repayment plans, so it's worth Nicci checking if any nearby offer this.

Nicci said: "This has all been really helpful in getting me see my finances clearly. Once you're in lots of debt it can be really difficult to see a way out. Especially when you want money to fund other things that life throws at you.

"I'm in a worse position in that I've been told I'm not eligible for NHS funding for any fertility treatment because my partner already has children.

"But I have now contacted a debt charity and have an appointment set up. Fingers crossed 2020 will be a better year for my finances."

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See the rest here:
Ive been trying for a baby for 10 years but how do I save the 7,000 needed for IVF? - The Sun

As a second-year student at Oxford, aged 19, I switched from history to PPP (philosophy, psychology and physiology) and my tutor, Elizabeth Anscombe, who didnt hold with political philosophy, said: Right, I will send you to Mary Warnock! So I spent a month with Mary having tutorials, writing essays and reading books by Hobbes, Locke, Rousseau and Marx. She was 16 years older than me, a mother of five and a fellow of St Hughs College. I used to bicycle up there and wed have some really good conversations. I was struck by how fun and jolly she was.

Mary was modest and practical and a very good listener. For her, it was always about the substance of the conversation. Ego really wasnt her thing.

After that, I didnt see her again for a long time. In 1966, she became headmistress of Oxford High School for girls, which is a very striking thing for an academic who really loves her subject, and wrote more than 20 books on it, to take on. Later, she went back into the university world. Her career was constrained, not in any way that she resented, by the fact that her husband, Geoffrey Warnock, was also a prominent philosopher, who later became vice chancellor of Oxford University, so she felt that he needed quite a lot of support, and I suspect some of her moves and reversals reflected that.

There are many people who would not be alive today, but for the approach it took to IVF

The next I became aware of Mary was when she chaired the Committee of Inquiry into Human Fertilisation and Embryology in the 1980s. Its difficult now to remember how fraught this was. The key moral issue in many peoples minds was that the early embryo is a person, so you cant be complicit in its destruction. But its not very easy to see how you do IVF without first doing the experimental work, and then the further work thats needed with each procedure to discover whether a particular embryo is viable. These were the most delicate moral questions, and what Mary is rightly celebrated for is that she took them so seriously, listened well that was her great gift, I think and conducted a very long, slow and effective process which ended up in the human fertilisation and embryology system that we now have. Its been amended a couple of times, but its a piece of legislation that has stood the test of time and is widely envied.

I next met her in the House of Lords where she was a fellow crossbencher and we would always have a good chat. She was a late joiner, like most crossbenchers, and neither of us was enormously vocal. We listened hard and did what we could. After she retired from the Lords, she would come in from time to time and wed always have a quick chat in the corridor. Her hearing like my own was not so good, but she was always very alert and energetic.

She once claimed that she was never a real blood and bones philosopher, or much good at the subject, but I do not believe that. She emerged from a very distinctive philosophical culture, as one of a formidable group of women in philosophy posts in Oxford who probably would not have got their jobs, or would have had a harder time getting them, had it not been for the war and large numbers of male philosophers off serving in the forces. While a lot of Oxford philosophy in that generation was extremely influenced by AJ Ayer and logical positivism, Mary Warnock, like Iris Murdoch, wrote on existentialism. They were interested in the virtues, in the imagination, in what we now call action theory, and were very removed from the positivistic culture that dominated in Oxford at the time.

What Mary will be most remembered for, though, is her contribution to public life. Most public reports have limited effect, but her report on fertilisation and embryology has had a profound influence. There are many people who would not be alive today, but for the approach it took to IVF. It is fascinating to think that one person, by being reasonable and a good listener, can have such an impact.

More:
Mary Warnock remembered by Onora O'Neill | Books - The Guardian

As a historian who has spent a career studying pregnancy and birth, I always look forward to Advent. During the weeks leading up to Christmas, the scripture passages read aloud in Christian churches feature not just one, but two stories of miraculous pregnancies that end in safe and happy births. The more famous, of course, is the story of Marys pregnancy with Jesus.

After having spent 15 years writing a book about miscarriage, though, it is Elizabeths story I find most poignant.

As told in the Gospel of Luke, Elizabeth was an older relative of Marys who had always wished for a child but had not been able to conceive. She and her husband were rewarded for their faith and good works by a late-in-life pregnancy, past the age when either thought it was possible, of a child who the angel Gabriel promised would be a great holy leader.

Like all Bible stories, the telling of Elizabeths pregnancy is embedded in the patriarchal assumptions of its time, and told through a male lens. Luke assumed that their childlessness was due specifically to Elizabeths bodily deficiency, her barrenness. He presumed that her husband, Zechariah, prayed for a son rather than a daughter. And he described Elizabeth as grateful to God for the pregnancy because it removed the disgrace of barrenness. Until quite recently, these assumptions of Lukes would have been generally shared by those who heard the passages in church or read them in the Bible.

But even within a patriarchal culture, I suspect that if we had Elizabeths version of the tale, there would be more to it. I imagine that while Elizabeth was indeed grateful to have the social stigma of infertility lifted, she also wanted a child to love. Countless women over the millennia have surely imagined the same when they heard this story and empathized with her situation. Fully appreciating Elizabeths story requires layering human empathy and historical understanding.

When Elizabeth found herself pregnant, Luke says, she went into seclusion. She must have been shocked, wildly hopeful, yet doubtful that this could really be a viable pregnancy. In Lukes telling, Gabriel had struck Zechariah speechless after announcing the coming conception as punishment for Zechariahs lack of faith that Elizabeth really could have a child. Elizabeth had no way to know of the angels reassurances.

Elizabeth had entered the sixth month of her pregnancy when her young relative, Mary, who had just received her own bewildering visit from the angel Gabriel foretelling her pregnancy with Jesus, came to visit her. The moment Mary greeted her, Elizabeths baby leaped in the womb.

Quickening.

It is easy to rush past this crucial moment in Elizabeths story, hurrying to Elizabeths most famous words, when, filled with the holy Spirit, she proclaimed to Mary, Most blessed are you among women, and blessed is the fruit of your womb.

But what sparked that inrushing of the Spirit?

Quickening. The first felt movements of her child in the womb, the baby who would become John the Baptist. The biblical passage specifies that Elizabeth had already entered the sixth month of her pregnancy, perhaps 23 or 24 weeks pregnant, and as any woman who has been pregnant knows, quickening ought to have happened by then. While today women are often blas about quickening, counting on ultrasound for a more reliable account of what is happening in their wombs, until the late 20th century, women and doctors alike treated quickening as a meaningful marker of the health of a pregnancy. Women and doctors in earlier times knew that the womb sometimes grew objects that were not babies tumors, or molar pregnancies. Sometimes women experienced swelling of the belly from illness rather than pregnancy. Elizabeth must surely have been anxious for confirmation that her pregnancy was genuine.

But quickening held even more profound significance: In Elizabeths time, and indeed for many centuries after, people regarded quickening not just as confirmation of pregnancy, but they also believed that the soul entered the body at quickening. Before quickening, a fetus might be growing, but to them it was not, in any meaningful sense, alive. Elizabeths quickening, then, was understood to be the moment that she became pregnant with a living, ensouled child.

Until nearly the 20th century, those who encountered this scripture would have understood the quickening of John the Baptist in Elizabeths womb to be the first miracle Jesus performed, bringing to life a child who appeared as if he might never gain life. A profoundly grateful Elizabeth, filled with the Spirit, burst out with joyful blessings of Mary, who had brought the Lord to quicken Elizabeths child into life.

Today, this aspect of Elizabeths story in the Gospel of Luke is obscured because we understand pregnancy differently. In the 18th century scientists began serious study of embryology, and by the middle of the 19th century many physicians were convinced that human development was continuous from conception to birth and that therefore quickening was medically meaningless. By the late-19th century the Catholic Church had discarded quickening as a theologically significant marker. Every time I hear the story of Elizabeth in church readings, I hope that the priest will discuss the meaning of quickening in the story, and so far, every time I have been disappointed.

We need to bring back our understanding of quickening. For one thing, it clarifies the original depth and meaning in Elizabeths story, levels of meaning that were shared among scripture readers and listeners until the past century or so. When Luke said that John the Baptist leaped for joy, he was not signifying simple happiness. He intended to signify the joy of life itself. The Catholic Church eventually decided that the significance of Johns leaping was that John was cleansed of original sin. But the miracle described in the text as understood in its original context goes even deeper: It was the first indication that Jesus could raise up the dead, and would offer the gift of eternal life.

Another reason to bring back our understanding of quickening is that it reminds modern readers of an important insight that was a truism in earlier times: Pregnancies are precarious in their early months. Before the modern understanding of embryology, people appreciated quickening as a medically significant indication of a successful pregnancy, and as a spiritually significant indication that it was time to experience oneself as pregnant with a baby and to expect the birth of a child. Today, we have the technology to detect conceptions less than two weeks after they take place. But of those conceptions, about 30 percent miscarry, mostly in the early months of pregnancy. From the point of modern embryology, quickening may be arbitrary, but from the perspective of a person experiencing pregnancy, it can make sense to look to quickening, rather than a positive home pregnancy test, for reassurance that a baby is on the way. And then, at quickening, we can remember Elizabeth, and joyfully appreciate the miracle that is new life.

See the original post:
The Other Miraculous Pregnancy of Advent - Sojourners

by William T. Hathaway / December 14th, 2019

Researchers have determined that the Vedic culture of India was the first global civilization. They have uncovered archeological and historical evidence indicating that the society which began millennia ago in the Indus Valley grew to encompass all of South Asia, then spread peacefully to many parts of the world.

Science and technology in ancient India were highly developed. Some 1,000 years before Aristotle, the Vedic Aryans asserted that the earth is round and circles the sun. 2,000 years before Pythagoras, philosophers in northern India understood that gravitation holds the solar system together, and therefore the sun, the most massive object, has to be at its center. Our modern numerals 0 through 9 were developed in India. Mathematics existed [in India] long before the Greeks constructed their first right angle. To Hindus is due the invention of algebra and geometry and their application to astronomy. Quadratic equations were first developed in India. For years much of the world has thought that the advancements in mathematics came from the Arab countries, but nothing can be farther from the truth. They only inherited the advanced formulas from the Hindus, wrote about them, and then helped transfer them to Europe through Spain.

1,500 years ago the Indian mathematician Aryabhata wrote treatises on spherical trigonometry and astronomy, asserting that the planets are round and spin on their axes through elliptical orbits. He accurately calculated the size of the earth and the length of the year, the lunar month, and the heliocentric revolutions of Mars and Jupiter. 500 years before Newton and Leibnitz, Indians were using calculus to determine the daily motion of the planets.

Medical practices in ancient India were also far in advance of those in other countries and in many respects rival our current procedures. 2,600 years ago Vedic medical texts recorded complicated surgeries like cesareans, cataract, artificial limbs, fractures, hernia, intestinal surgery, bladder stone removal, rhinoplasty or plastic surgery of the nose, and brain surgery, plus suturing, the knowledge of the instruments needed for particular operations, types of forceps, surgical probes, needles, and cutting instruments. Over 125 surgical instruments were described and used, including lancets, forceps, catheters, etc., many of which are the same or similar as those we have today. Deep knowledge of anatomy, physiology, etiology, embryology, digestion, metabolism, genetics, and immunity is also found in these texts. They describe, 1,700 years before William Harvey, blood circulation and its role in delivering nutrition. They discuss 385 plant-generated, 57 animal-generated, and 64 mineral-generated medicines and how to use them.

5,000 years ago Indians were smelting iron to make tools, more than a thousand years before Europeans. They exported tempered steel to China and Arabia. 3,000 years ago they were producing glass and coloring it with metal salts and exporting optical lenses to China. They excelled in ceramics, fabric dyeing, and cement making.

Will Durant wrote, The growing of cotton appears earlier in India than elsewhere, apparently it was used for cloth in Mohenjodaro. Both the spinning wheel and loom are Indian inventions.

Much of the evidence for these achievements was discovered during excavations of the sites of Mohenjodaro and Harappa. Sir John Marshall, the archeologist who excavated Mohenjodaro, wrote, These discoveries establish the existence during the 4th and 3rd millennia BC of a highly developed city life: and the presence in many of these homes of wells and bathrooms as well as elaborate drainage systems, betokens a social condition of the citizens at least equal to that found in Sumer and superior to that prevailing in contemporary Babylonia and Egypt. It took another 2,000 years for the Roman Empire to reach the level of town planning and sanitation that had already been existing in the Harrapan culture. This Indus civilization was the most populous and largest of any culture of the 3rd millennium, a huge center of many ideas and forms of knowledge that spread in all directions.

5,000 years ago, when the peoples of Europe were hauling stones across the face of the continent and grubbing out a meager existence, Indians were living in elaborately designed cities with sturdy houses, broad, straight roads, public baths, and drainage systems that were hardly equaled until the Roman era three thousand years later. But 5,000 years ago the Indus Valley civilization was already age-old with many millennia of human endeavor behind it. Usually we think of Mesopotamia as the cradle of civilization, but evidence suggests that the society of northwestern India, which has preserved its essential spirit over countless generations, deserves equal billing. This, therefore, was the real cradle of civilization as we know it.

According to Will Durant, India was the motherland of our race, and Sanskrit the mother of Europes languages she was the mother of our philosophy, mother, through the Arabs, of much of our mathematics, mother, through Buddha, of the ideals embodied in Christianity, mother, through the village community, of self-government and democracy. Mother India is in many ways the mother of us all.

Mark Twain called India, Cradle of the human race, birthplace of human speech, mother of history, grandmother of legend, great-grandmother of tradition. She had the first civilization; she had the first accumulation of wealth; she was populous with deep thinkers and subtle intellects. India is the prime source of human development.

Vedic civilization was truly a golden age, fully developed both spiritually and materially. The next article, The Global Culture, describes how this civilization spread around the world.

This article was posted on Saturday, December 14th, 2019 at 12:48am and is filed under Culture, India, Vedic Civilization.

Excerpt from:
The Mother of Us All: Ancient India's Vedic Civilization - Dissident Voice

Infertility was always a very serious problem for society, both as a medical and as a social-demographic issue. In an era of late parenting, combined with career growth goals which weakened the institution of family, the hazardous effects of toxic influences of ecology and environmental factors saw infertility becoming not just a personal tragedy but a global problem.

Innova Invitro, established and guided by Dr. Ketevan Osidze who is well-known for as being a doctor with excellent results, is fully dedicated to meeting patients expectations. The clinic has been operating since 2016 and is recognized worldwide as having international standards and high pregnancy rates.

We all know that to be a leading clinic in Tbilisi requires hard work. Please tell us a little more about Innova Invitro.

I am really happy to have such an amazing team. I have 16 years working experience in the field of IVF but my goal was to start with the best possible embryology lab. I chose one of the leaders in the field of IVI, the Valencia Institute of Infertility, as a provider of accreditation and runner of our embryology service. Our Embryology Lab Director Jordan Garcia Ortega is a well-known professional worldwide with amazing experience. I think having such an influential person here had an overall impact on the service and quality in this region. We are proud that several Georgians have been trained by him. We continue to employee embryologists from IVI as the number of patients is growing constantly.

What is main activity of your clinic?

We offer services of any difficulty as we are fully equipped and have the know-how. To performing IVF and ICSI intracytoplasmic sperm injection, we can add genetic tests of embryos PGT-A, PGD, and NIPD tests for pregnancies. Our main activity includes ambulatory treatment and diagnostics of infertility. The clinic has all the necessary means to treat women and men: an external control hormonal lab, referral department of laparoscopy, endocrinology and andrology services, and outstanding specialists with up to date ultrasound and XR machines. We think that only proper diagnosis can ensure a successful medical intervention. Our multidiscipline team of gynaecologists, obstetricians, endocrinologists, therapeutics, and anaesthesiologists care about the well-being and satisfaction of patients and their babies.

We feel special responsibility providing donation and surrogacy services, as it is not only medical intervention. We care very much about the transparency and safety of the process for all parties couples, egg or sperm donors and surrogate mothers. This is an absolutely legal process which is well controlled by the government.

We know that you have very positive feedback from patients. What makes your clinic different from others?

Our priority is high standards of medical service, and an individualized and timely approach to any case with properly planned interventions. We have a special department for international patients to make it easy for them to plan and prepare for surrogacy and donation services. They arrive only at the final stages for the procedure and have to spend only several days in Tbilisi. I have to mention that they usually want to stay longer just as tourists and usually come back for several weeks with friends after the babies are born. I can say that medical tourism is contributing a lot to the rise of tourism activity overall. Timely and planned visits and long-distance services are very important to local customers as well, as a lack of time is a reality for many.

What is main diagnosis of your patients?

It is most commonly infertility due to tubal patency problems post-inflammation or post-surgery. Everyone is concerned about the very fast decline in sperm parameters and subfertility and infertility. Along with genetic errors in the Y chromosome, this situation is connected with ecology, air pollution, chemicals in food, steroid abuse and heavy metals in building materials, possible the harm of Wi-Fi and other urban factors, including stress. We are really glad to see men overcoming the stigma of coming for a check-up and visiting earlier, sometimes even before marriage. Infertility is problem of a couple not of a single individual, so faster diagnosis gives faster results.

What are your plans?

We follow all the advances in reproductive medicine field. We would like to share our experience and expertise with professional society by participating in international research and training programs. As part of social responsibility, we will continue to make efforts to make society more informed and educated about infertility treatment and prevention.

What does partnering with IVI mean for your clinic and what is the priority area of activity for Inova Invitro?

The priority area for Inova Invitro is the comprehensive diagnosis and management of all pathologies of infertility, all the while adhering to international standards pertaining to the treatment procedures. The main focus is on vitro fertilization and donation-surrogacy programs. We are home to personnel of the highest calibre with 15 years working experience in the realm of in vitro fertilization. The collaboration with IVI gives our specialists the opportunity to, along with providing the best standards of treatment, develop an integrated approach that incorporates complex diagnostics and consultation.

What makes patients turn to donation or surrogacy? What do these two procedures entail?

Premature ovarian syndrome, genetic abnormalities, poor quality eggs or embryos are among the conditions that urge us to recommend egg donation. Egg fertilization is carried out in the embryological laboratory by the recipient's partner or donor sperm, then transplanted into the uterine cavity of a "potential mother" under ultrasonography. About 12 days after embryo transfer, a pregnancy test or blood test is performed to determine pregnancy.

In case of infertility, when referring to the surrogacy program, stimulation is provided for the biological mother or the donor, and the fertilized egg is transferred to the surrogate mothers womb. Surrogate mothers have no genetic relationship with the embryos.

What are the root causes of infertility?

Infertility is a sensitive global issue. The causes may range from stress, late marriage, ecology, or the deterioration of male spermogram, among others. Quite often, a delayed visit to a doctor becomes one of the major obstacles.

What do you see as the major priority of Inova Invitro?

Our collaboration with Spain, an indisputable leader in the field, and working in accordance with the standards that they set, has been Invitros major asset. Partnering with IVI is a major advantage in terms of research, results and technical support.

Inova Invitro is a clinic that never fails to adhere to the best of European standards, which is also stressed by its maintenance of an embryological laboratory, headed by Jordan Garcia Ortega, a leading specialist at IVI.

How does your team work towards the clinics common goal?

The success of Inova Invitro almost entirely lies in our team's passion and effort to deliver the latest in state-of-the-art expertise and innovation. IVI specialists are valuable members of our team. Our clinic is home for specialists from all the adjacent fields to fertilization, which is another remarkable asset. One can benefit from all the services he/she needs in the comfort of a single space.

What is the pace of development for the field of reproductive medicine?

The field is developing rapidly; new methods are emerging, such as the so-called "gene modification" or embryonic genetic evaluation. All new discoveries are accessible at our clinic and we apply them strictly in accordance with healthcare licensing.

The field of reproductive medicine is undergoing some outstanding developments in Georgia, as the country's healthcare system actively supports it. Under our state-controlled regulations, the patient receives a safe and comprehensive service within a high quality program. The rights of patients, donors and surrogates (with whom the clinic works in close cooperation) are maximally protected.

Tell us about the improving trends of late.

The newly emerging trend is that an ever-increasing number of men address our clinic.

Even before marriage, the couples conduct research and check on their health. Egg and embryo freezing methods are also becoming popular- all these are vital turning points!

What are your last thoughts or advice for patients?

This century has brought to light that the ecological situation and a stressful backdrop work against us. Even with Wi-Fi, the spermogram concentration is weakened and the indicators are corrupted.

Consequently, there are many things to consider in terms of pregnancy. Timely referral to a doctor will prevent many problems.

09 December 2019 17:47

Continued here:
Innova Invitro The Place Where Parenting Dreams Come True - Georgia Today